Capeway Appraisal Service
                                                                                    37 Water Street
                                                                                Sandwich, MA 02563                                                                     
                                                                                Phone  508-525-1429
                                                                                  Fax  508-888-3556
                                                                 info@Capewayappraisalservice.com


                                                                                    Jodi Langford
                                                                             Summary of qualifications   


        MA Certified Residential Real Estate Appraiser License #70935
        FHA Approved
        Commercial Trainee

     Owner of Capeway Appraisal Service.  Full time appraiser since January, 2003.   Specializing in high-end,
waterfront, and complex properties on Cape Cod, Martha’s Vineyard, and Nantucket.  Serving Plymouth County,
Barnstable County (Cape Cod), Dukes County (Martha’s Vineyard), Nantucket County (Nantucket), and Bristol
County.  

                                                                  Education        Sept. 2002 – Present            

                                                                  Mass Board of Real Estate Appraisers
                                                                  JMB Real Estate Academy
                                                                                  
                                                                  Practical  Residential Appraising
                                                                  Appraising Complex Residential Properties
                                                                  Virtual Real Estate Appraising
                                                                  Advanced Virtual Real Estate Appraising
                                                                  Real Estate Appraisal I
                                                                  Uniform Standards of Professional Appraisal Practice
                                                                  Continuing USPAP Updates
                                                                  Sales Comparison Approach
                                                                  FHA and the Appraisal Process
                                                                  Worldwide ERC Relocation Appraisal Training Program
                                                                  General Appraiser Income Approach
                                                                  Appraising Income Properties

                               
                                                                 Dec. 1994
                                                                 Florida Real Estate Principles, Practice, and Law


                                                                June 1984
                                                                 MA Real Estate Salesperson Courses


                                                                Sept. 1984 – Dec. 1985
                                                                Johnson & Wales University
                                                                Business


                                                                June 1984
                                                                Graduate Bridgewater – Raynham High School



                                                                Professional experience


                                                                Sept. 2005 – Present      
                                                                Owner/Appraiser
                                                                Capeway Appraisal Service,       
                                                                Sandwich, MA
                                                 
                                                                Jan. 2003 – Present  
                                                                Senior Residential Appraiser
                                                                Commercial Appraisal Asst./Trainee
                                                                Cape Cod & Islands Appraisal Group,
                                                                Orleans, MA                                                         
                                               
                                                    

                                                                1998 - 2003   
                                                                A Better Cleaning Service,
                                                                Sandwich, MA
                                                                Owner

                                                                1994 – 1998                                
                                                                 Real Estate Sales, State of Florida
                                                                 Salesperson

                                                                1986 – 1987                                     
                                                                Janovsky Appraisal Service
                                                                Taunton, MA
                                                                Administrative Assistant

                                                                1984 – 1998                                      
                                                                Real Estate Sales, State of MA
                                                                Salesperson                                                    
                                                   
                                                                Accreditations       

                                                                MA Certified Residential Real Estate Appraiser
                                                                MA Real Estate Salesperson
                                                                Florida Real Estate Salesperson
                                                                FHA Approved
                                                                
                                                                Interests and activities      

                                                                BNI Member – Sandwich Business Builders Chapter
                                                                Sandwich Chamber of Commerce Member

                                                                1987 – 1994

                                                                Overseas Travel as Professional Yacht Crew in the Caribbean and Pacific.

                                                                1997 – Present

Extensive personal experience in every and all aspects of  antique home restoration and renovation.

                                                                 Awards received   

Cape Cod & Islands Board of Realtors, Inc. Recognition Award for contributing to the revitalization of the
community.        
                                                                                                                                 

                                                                                       Jodi Langford
                                                         MA Certified Residential RE Appraiser Lic # 70935                  



STATEMENT OF JODI LANGFORD, CERTIFIED RESIDENTIAL APPRAISER AND OWNER OF CAPEWAY APPRAISAL
SERVICE

July 2007

 I am the owner of Capeway Appraisal Service, which I established in September 2005.  I hold Massachusetts
Certified Residential Real Estate Appraisal License #70935. My office is located in Sandwich, MA where I have lived
for 11 years.   I have been a full time real estate appraiser since 2003.

 I am a qualified appraiser under the guidelines of the Pension Protection Act (Public Law 109-280) because of my
background, experience, and education, and have demonstrated competency in valuing all types of residential real
estate for estate and gift tax purposes.   I certify that I have not been prohibited from practicing before the IRS at any
time.

 I provide appraisal and consulting services for a wide variety of purposes, including:

•        mortgages
•        estate planning, estate settlement, and probate
•        division of marital assets
•        gift taxes
•        insurance
•        financial planning
•        real estate tax disputes
•        condemnation or damage cases
•        rental studies
•        litigation
•        set sales price
•        relocation
•        field and desk reviews
•        removal of PMI


 Property types with which I have experience include:

•        proposed construction
•        multi-family dwellings
•        affordable housing
•        single family dwellings
•        condominiums
•        commercial property
•        high-end and waterfront property
•        vacant land
•        small income properties
•        institutional  properties




 I specialized in complex and/or high-end waterfront property on Cape Cod, and the islands of Martha’s Vineyard and
Nantucket.

 In addition to my Certified Residential Real Estate Appraiser License, I received a MA Real Estate Salespersons
License in 1985, and a FL Real Estate Salespersons License in 1994.  I have been also been approved by the FHA.

 All of the appraisals I have performed have met with the approval of the applicable regulating bodies.  None of my
values has been disallowed by the MA Department of Revenue or the IRS.

     I have successfully completed over 17 specialized courses and seminars relating to the real estate and real
estate appraisal profession.  

 Clients for whom I have prepared appraisals or provided consulting services within the past five years include over
200 banks and lending institutions, and numerous private clients, attorneys and accountants.

 I have performed over 800 appraisals,177 of which are over $1,000,000,  including 75 appraisals in the $1,000,000
to $2,000,000 range; 26 appraisals in the $2,000,000 to $3,000,000 range; 12 appraisals in the $3,000,000
to$4,000,000 range; 4 appraisals in the $4,000,000 to $5,000,000 range; one appraisal in the $5,000,000 range; 2
appraisals in the $6,000,000 to $7,000,000 range; and one appraisal in the $8,000,000 to $9,000,000 range.  Many of
these properties are saltwater front and/or located on the islands of Martha’s Vineyard and Nantucket.

 The following is a list of appraisals I have performed for probate, trust, and estate tax purposes:

Date of Value            Property Address                                        

11/30/03                      Sunset Ln, Barnstable, MA                          
10/02/03                      Presidents Rd, Bourne, MA
04/13/03                      Strawberry Hill Rd, Centerville, MA
04/10/06                      Cranberry Ln, Centerville, MA
11/22/06                      Shootflying Hill Rd, Centerville, MA  
01/21/05                      Harlock Pond Rd, Chilmark, MA
11/02/05                      A Whiting Wy, Chilmark, MA
05/14/04                      Meetinghouse Rd, Chilmark, MA
01/14/06                      Main St, Cotuit, MA
04/26/04                      Sampsons Mill Rd, Cotuit, MA
11/10/06                      Sampsons Mill Rd, Cotuit, MA
04/26/04                      Santuit-Newtown Rd, Cotuit, MA
01/18/05                      Bigelow St, Falmouth, MA
10/19/06                      Bigelow St, Falmouth, MA
04/26/04                     A E. Falmouth Hwy, Falmouth, MA
04/26/04                     B E. Falmouth Hwy, Falmouth, MA
10/20/04                     Gosnold Rd, Falmouth, MA
06/07/07                     Homer Ave., Falmouth, MA
12/29/04                     Quissett Ave, Falmouth, MA
04/09/05                     Toby Ln, Falmouth, MA
08/27/03                     Barnstable Rd, Hyannis, MA
09/17/04                     Sixth Ave, Hyannis, MA
10/30/05                     Flint St, Marstons Mills, MA
06/17/05                     Main St, Marstons Mills, MA
03/22/05                     Regency Dr, Marstons Mills, MA
01/30/05                     Main St, Mashpee, MA
02/11/05                     Nick Trail, Mashpee, MA
04/02/06                     Pondview Rd, Mashpee, MA
06/14/06                     Summersea Rd Mashpee, MA
07/11/05                     Walton Heath Wy, Mashpee, MA
02/27/04                     Circuit Ave, Oak Bluffs, MA
04/05/06                     Scudder Rd, Osterville, MA
05/21/03                    Wing Blvd West, Sandwich, MA
05/29/04                     Marshview Cir, Sandwich, MA
04/19/04                     Pine Rd, Sandwich, MA
09/15/06                     Tupper Rd , Sandwich, MA
01/14/08                        Compass Cir, Hyannis, MA
         
and others




    The following is a list of appraisals I have performed for intra-Family transfers, financial and estate planning,
portfolio management, and non-profit institutional portfolio management:

03/17/06                  Beach Rd, Chilmark, MA  
12/14/04                  Bramblebush Rd, Cotuit, MA,
11/22/05                  Topsail Cir, Cotuit, MA
12/05/03                 Sheridan Ave, Falmouth, MA
12/05/03                 Timothy Nye Ctwy, Falmouth, MA
12/14/04                 Bonnie Ln, Falmouth, MA
04/07/07                 Oyster Pond Rd, Falmouth, MA
11/07/05                 Oakland Rd, Hyannis, MA
11/07/05                 Walnut St, Hyannis, MA
06/04/04                 Plymouth Ave, Marshfield, MA
12/14/04                 Cammet Rd, Marstons Mills, MA
01/16/05                 Falmouth Rd, Mashpee, MA
05/16/05                 Falmouth Rd, Mashpee, MA
08/22/05                 Quinaquisset Ave, Mashpee, MA
10/5/05                    Parker Rd, Osterville, MA
10/21/04                 Lloyd Ln , Sandwich, MA
08/01/06                 Meredith Rd, Sandwich, MA
12/14/04                 Pinkham Rd, Sandwich, MA

and others


 The following is a list of REO (foreclosures) appraisals I have performed:

04/23/07                 Fleetwood Path, Marstons Mills, MA
06/11/07                 Main St, Nantucket, MA
04/02/07                 Highfield Dr, Sandwich, MA

 The following is a list of REC (relocation) appraisals I have performed:

05/03/06                 Crescent Hill Rd, Sandwich, MA
10/27/06                 Marvin Cir, Falmouth, MA



  The following are appraisals I have performed for the division of marital assets:

06/20/06                 Taffrail Wy, Mashpee, MA
08/09/07                 Shawme Rd, Sandwich, MA
11/16/06                 Spinnaker Rd, Mashpee, MA
12/22/07                 Harvest Cir, Wareham, MA
09/23/06                 Nightingale Dr. Yarmouth, MA

 
 The following is a list of appraisals I have performed for litigation:

08/10/07                 Desmond Rd, Bourne, MA

 I declare that, because of my background, experience, and education. I am qualified to make appraisals of the type
of property being valued. I have demonstrated verifiable education and experience in valuing the type of property which
is being appraised. I have regularly performed appraisals for which have received compensation, and have not been
prohibited from practicing before the Internal Revenue Service by the Secretary under §330(c) of Title 31 of the United
States Code at any time during the 3-year period ending on the date of the appraisal.



  


Capeway Appraisal Service